夜读丨巴菲特92岁了！一文回顾股神财富积累哲学

编辑：Nicole

8月30日，股神陪伴比亚迪14年后首次减持的消息令市场大震！

实际上，当天也是股神巴菲特92岁的生日。1930年8月30日，巴菲特在奥马哈出生。从出生到成为股神，巴菲特用了60年，无论是经济学家，还是千千万万的投资者们，都将他视作是成功与智慧的化身。

不过因为减持操作披露和股神生日的巧合，股神卖出部分比亚迪的操作被媒体戏称为“卖出了比亚迪H股买蛋糕”。以前巴菲特曾表示，讨厌变老的他其实很怕过生日，他希望努力妥善安排时间，目标是像雪球滚下坡一样快速累积财富，并结交更多好朋友。

虽然股神自己讨厌过生日，但是巴菲特的粉丝们在推特上以分享自己印象最为深刻的股神投资心得的方式，帮偶像庆祝生日这一天。

华盛资讯曾在《祝巴菲特91岁生日快乐！这些投资决定他登上股神地位》的文章中盘点了助力巴菲特登上股神宝座的经典投资决策。在巴菲特92岁的第一天，这里小编整理了20条粉丝们公开分享的股神经典投资心得，供读者参考~

• 1、第一条原则：永远不要亏钱。第二条原则：永远不要忘记第一条原则。

Rule No. 1: Never lose money. Rule No. 2: Never forget rule No.1.

• 2、在发现自己掉坑里时，最重要的事情就是停止挖掘。

The most important thing to do if you find yourself in a hole is to stop digging.

• 3、价格是你付出的，价值才是你所得到的。

Price is what you pay. Value is what you get.

• 4、对于一个投资者而言，自己“一无所知”并没有错。真正有问题的是，当你是一个“一无所知”的投资者，但你却认为自己知道些什么。

There is nothing wrong with a ‘know nothing’ investor who realizes it. The problem is when you are a ‘know nothing’ investor but you think you know something.

• 5、永远不要投资你无法理解的业务。

Never invest in a business you cannot understand.

• 6、如果你不愿意拥有一只股票十年，那就不要考虑拥有它十分钟。

If you aren’t thinking about owning a stock for 10 years, don’t even think about owning it for 10 minutes.

• 7、购买自己想持有的股票，即使股票市场关闭十年也愿意持有。

Only buy something that you’d be perfectly happy to hold if the market shut down for 10 years.

• 8、如果一个企业做得好，股票最终也会跟着做得好。

If a business does well, the stock eventually follows.

• 9、风险来自于你不知道自己在做些什么。

Risk comes from not knowing what you are doing.

• 10、以合理的价格买入一家优秀的公司，胜于低价买入一家平庸的公司。

It’s far better to buy a wonderful company at a fair price, than a fair company at a wonderful price.

• 11、成功的投资需要时间、纪律和耐心，无论多么伟大的天赋或努力，有些事情就是需要时间。

Successful investing takes time, discipline and patience. No matter how great the talent or effort, some things just take time.

• 12、如果你发现自己身处在一艘不断漏水的船里，用于更换船只的精力可能比用于修补漏水的精力更有成效。

Should you find yourself in a chronically leaking boat, energy devoted to changing vessels is likely to be more productive than energy devoted to patching leaks.

• 13、别人贪婪时我恐惧，别人恐惧时我贪婪。

Be greedy when others are fearful，and be fearful when others are greedy.

• 14、不要把年度结果看得太重，相反要关注四年或五年的平均值。

Do not take yearly results too seriously. Instead, focus on four or five-year averages.

• 15、巴菲特认为，没有必要了解我们周围的一切，你可以在投资和生活中做得很好，而不需要了解一切。

Buffett also believes that it is not necessary to understand everything around us, you can do very well in investment and in life without having to understand everything.

• 16、以买房的思路买股，理解并且喜欢你所选择的股票，继而你将在任何市场情况下对你的投资感到满意。

Buy a stock the way you would buy a house. Understand and like it such that you’d be content to own it in the absence of any market.

• 17、你只需要能够在你的能力范围内评估公司。能力范围多大并不是非常重要，而知道自己的能力边界在哪里则十分重要。

You only have to be able to evaluate companies within your circle of competence. The size of that circle is not very important; knowing its boundaries, however, is vital.

• 18、在投资和打理公司各种事务25年之后，查理（芒格）和我并没有学会究竟如何解决困难的商业问题，我们所学到的正是如何避开这些问题。

After 25 years of buying and supervising a great variety of businesses, Charlie [Munger] and I have not learned how to solve difficult business problems. What we have learned is to avoid them.

• 19、我坚持花很多时间，几乎每天，仅是坐下来思考。在美国商业世界里这非常罕见，我阅读并且思考。因此，我比大多数商业人士阅读和思考得更多，跟他们比起来，我也更少做出冲动性的决策。

I insist on a lot of time being spent, almost every day, to just sit and think. That is very uncommon in American business. I read and think. So I do more reading and thinking, and make less impulse decisions than most people in business.

• 20、我一直知道我将成为一个富人。对于这种想法，我没有怀疑过一分钟。

I always knew I was going to be rich. I don’t think I ever doubted it for a minute.

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风险及免责提示：以上内容仅代表作者的个人立场和观点，不代表华盛的任何立场，华盛亦无法证实上述内容的真实性、准确性和原创性。投资者在做出任何投资决定前，应结合自身情况，考虑投资产品的风险。必要时，请咨询专业投资顾问的意见。华盛不提供任何投资建议，对此亦不做任何承诺和保证。