數字支付：人工智能、穩定幣和新技術軍備競賽

投資者應該知道：隨着銀行、金融科技平臺和新興市場運營商探索人工智能、穩定幣和不斷發展的支付基礎設施的交叉點，數字支付和金融科技公司正在重新引起關注。

人工智能正在影響各個行業的公司。數字支付領域已經感受到了創新的影響，數字支付領域已從一項小眾技術發展為全球金融基礎設施的核心層。該領域涵蓋了從傳統信用卡公司到大型銀行到面向消費者的支付應用程序，再到跨境匯款平臺和移動貨幣網絡的各個領域，許多參與者都公開談論了人工智能將對該行業產生的影響。

例如，銀行討論了投資人工智能以提高效率並探索代幣化存款。信用卡領域的傳統玩家--Visa（V）、萬事達卡（MA）和美國運通（AXP）等品牌--擁有隨着市場變化投資新技術的資源。然而，規模較小的參與者可能會更靈活地應對不斷變化的格局。

在數字支付領域公開交易的純公司中，PayPal Holdings（PYPL）和Block（XYZ）是主題領域中最知名的公司之一。XYZ已經在人工智能上下了巨大賭注，作為其對技術未來願景的一部分，解僱了大量員工。

與此同時，其他在線支付平臺包括DLocal Limited（DLO）、Affirm（AFRM）、Klarna Group plc（Klar）、Paymentus Holdings（PAY）、Sezzle Inc.（SEZR）和Wise Group plc（WSE）。PayPay Corporation（PAYP）在日本市場運營。在其他地方，加密貨幣和穩定幣公司也在繼續創新。Coinbase Global（COIN）和Circle Internet（CRCL）是在市場這個角落引起關注的知名公司之一。

數字支付和金融技術領域的最新發展表明，公司處於構建人工智能、區塊鏈和支付能力的不同階段。以下項目涵蓋機構銀行、金融科技平臺和早期人工智能投資活動。

The screener below identifies publicly traded companies aligned with the online payments theme. Using Seeking Alpha data, the names are ranked by relevance to the digital payments theme, with the most theme-relevant companies appearing first.{"type":"screeners","props":{"type":"stocks","name":"Online Payments Theme","filter":{"ds_screener_filter":{"in":["digital_payments"]},"marketcap_display":{}},"sort":"ds_screener_filter"},"data":[{"slug":"dlo","marketcap_display":3539214800.0,"ds_screener_filter":"Online Payment Platforms","company_name":"DLocal Limited","has_virtual_analysis":true},{"slug":"wse","marketcap_display":13212633000.0,"ds_screener_filter":"Online Payment Platforms","company_name":"Wise Group plc","has_virtual_analysis":true},{"slug":"mtnoy","marketcap_display":23669953000.0,"ds_screener_filter":"Online Payment Platforms","company_name":"MTN Group Limited","has_virtual_analysis":false},{"slug":"payp","marketcap_display":12935053000.0,"ds_screener_filter":"Online Payment Platforms","company_name":"PayPay Corporation","has_virtual_analysis":false},{"slug":"vdmcy","marketcap_display":18080457000.0,"ds_screener_filter":"Online Payment Platforms","company_name":"Vodacom Group Limited","has_virtual_analysis":false},{"slug":"aarty","marketcap_display":16392980000.0,"ds_screener_filter":"Online Payment Platforms","company_name":"Airtel Africa Plc","has_virtual_analysis":false},{"slug":"klar","marketcap_display":6265340400.0,"ds_screener_filter":"Online Payment Platforms","company_name":"Klarna Group plc","has_virtual_analysis":false},{"slug":"pay","marketcap_display":2949760000.0,"ds_screener_filter":"Online Payment Platforms","company_name":"Paymentus Holdings, Inc.","has_virtual_analysis":true},{"slug":"sezl","marketcap_display":3456857600.0,"ds_screener_filter":"Online Payment Platforms","company_name":"Sezzle Inc.","has_virtual_analysis":true},{"slug":"pypl","marketcap_display":39015526000.0,"ds_screener_filter":"Online Payment Platforms","company_name":"PayPal Holdings, Inc.","has_virtual_analysis":true}],"show_in_screener_page":true}

The screener below broadens the view to include ETFs covering both the digital payments and stablecoin infrastructure themes, filtered for traditional fund structures and ranked by thematic relevance. This provides a fund-based lens on the same space for investors tracking the sector through diversified vehicles.

{"type":"screeners","props":{"type":"etfs","name":"Payments Intermediation Themes","filter":{"ds_screener_filter":{"in":["digital_payments","stablecoins"]},"fund_type":{"in":["traditional"]}},"sort":"ds_screener_filter"},"data":[{"slug":"bkch","fund_type":"traditional","ds_screener_filter":"Digital Stablecoin Infrastructure","company_name":"Global X Blockchain ETF","has_virtual_analysis":false},{"slug":"ipay","fund_type":"traditional","ds_screener_filter":"Online Payment Platforms","company_name":"Amplify Digital Payments ETF","has_virtual_analysis":false},{"slug":"finx","fund_type":"traditional","ds_screener_filter":"Online Payment Platforms","company_name":"Global X FinTech ETF","has_virtual_analysis":false},{"slug":"emqq","fund_type":"traditional","ds_screener_filter":"Online Payment Platforms","company_name":"EMQQ The Emerging Markets Internet ETF","has_virtual_analysis":false},{"slug":"ibuy","fund_type":"traditional","ds_screener_filter":"Online Payment Platforms","company_name":"Amplify Online Retail ETF","has_virtual_analysis":false}],"show_in_screener_page":true}

The names above include Global X Blockchain ETF (BKCH), Amplify Digital Payments ETF (IPAY), Global X FinTech ETF (FINX), The Emerging Markets Internet ETF (EMQQ), and Amplify Online Retail ETF (IBUY).