MetroMille(納斯達克：MILL)與UNICO American(納斯達克：UNAM)關鍵調查

Metromile (NASDAQ:MILE – Get Rating) and Unico American (NASDAQ:UNAM – Get Rating) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their valuation, risk, earnings, analyst recommendations, dividends, institutional ownership and profitability.

Insider & Institutional Ownership

62.5% of Metromile shares are held by institutional investors. Comparatively, 18.8% of Unico American shares are held by institutional investors. 44.5% of Unico American shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Metromile has a beta of 0.46, meaning that its share price is 54% less volatile than the S&P 500. Comparatively, Unico American has a beta of 0.02, meaning that its share price is 98% less volatile than the S&P 500.

Analyst Ratings

This is a breakdown of current ratings and target prices for Metromile and Unico American, as provided by MarketBeat.com.

Metromile presently has a consensus price target of $4.53, suggesting a potential upside of 366.49%. Given Metromile's higher possible upside, analysts clearly believe Metromile is more favorable than Unico American.

Profitability

This table compares Metromile and Unico American's net margins, return on equity and return on assets.

Earnings & Valuation

This table compares Metromile and Unico American's gross revenue, earnings per share and valuation.

Unico American has lower revenue, but higher earnings than Metromile. Metromile is trading at a lower price-to-earnings ratio than Unico American, indicating that it is currently the more affordable of the two stocks.

About Metromile (Get Rating)

Metromile, Inc. provides insurance policies for automobile owners in the United States. It operates through two segments, Insurance Services and Enterprise Business Solutions. The company offers pay-per-mile auto insurance policies. It also provides The Pulse, a device that plugs into the diagnostic port of its customer's car and transmits data, such as miles driven, driving habits, phone use, speeding, hard braking, accelerating, cornering, and location over wireless cellular networks. In addition, the company offers access to its technology under software as a service arrangement, as well as professional services to third-party customers. Metromile, Inc. was founded in 2011 and is headquartered in San Francisco, California.

About Unico American (Get Rating)

Unico American Corporation, an insurance holding company, underwrites property and casualty insurance in Arizona, California, Nevada, Oregon, and Washington. It provides property, casualty, health, and life insurance products, as well as insurance premium financing and membership association services. The company's commercial property coverage insures against loss or damage to buildings, inventory, and equipment from natural disasters, including hurricanes, windstorms, hail, water, explosions, and severe winter weather, as well as other events, such as theft and vandalism, fires, storms, and financial loss due to business interruption resulting from covered property damage. It also provides commercial liability coverage that insures against third party liability from accidents occurring on the insured's premises or arising out of its operation; and writes policies to insure commercial property and commercial liability risks on a mono-line basis. In addition, the company offers group dental, vision, and life insurance policies. Unico American Corporation markets its insurance products primarily through a network of independent brokers and agents. The company was incorporated in 1969 and is headquartered in Calabasas, California.

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