BCB Bancorp在第三季度预计亏损的情况下启动股票发行

2026-09-17 04:23

BCB Bancorp (BCBP) launched an underwritten public offering of common stock to strengthen liquidity and support capital needs.
The company plans to use proceeds for general corporate purposes, debt reduction, working capital, and maintaining capital and liquidity ratios.
BCB Community Bank is marketing ~$210M of problem loans for potential sale, with prospective buyers expressing interest in the entire portfolio.
The bank also plans to transfer ~$96M of commercial real estate and cannabis-related loans to held-for-sale status.
Management expects a $112M–$120M provision for credit losses in Q3, including an estimated $87M pre-tax loss on the anticipated $210M loan sale.
The company expects to record a $50M valuation allowance against its net deferred tax assets, further pressuring quarterly results.
BCB Bancorp currently expects a Q3 2026 net loss of $126.2M–$136.1M.
Management expects Q3 net interest margin of 2.90%–3.00%, with noninterest income of $5.1M–$5.7M and noninterest expense of $17.9M–$18.5M.

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