数字支付：人工智能、稳定币和新技术军备竞赛

投资者应该知道：随着银行、金融科技平台和新兴市场运营商探索人工智能、稳定币和不断发展的支付基础设施的交叉点，数字支付和金融科技公司正在重新引起关注。

人工智能正在影响各个行业的公司。数字支付领域已经感受到了创新的影响，数字支付领域已从一项小众技术发展为全球金融基础设施的核心层。该领域涵盖了从传统信用卡公司到大型银行到面向消费者的支付应用程序，再到跨境汇款平台和移动货币网络的各个领域，许多参与者都公开谈论了人工智能将对该行业产生的影响。

例如，银行讨论了投资人工智能以提高效率并探索代币化存款。信用卡领域的传统玩家--Visa（V）、万事达卡（MA）和美国运通（AXP）等品牌--拥有随着市场变化投资新技术的资源。然而，规模较小的参与者可能会更灵活地应对不断变化的格局。

在数字支付领域公开交易的纯公司中，PayPal Holdings（PYPL）和Block（XYZ）是主题领域中最知名的公司之一。XYZ已经在人工智能上下了巨大赌注，作为其对技术未来愿景的一部分，解雇了大量员工。

与此同时，其他在线支付平台包括DLocal Limited（DLO）、Affirm（AFRM）、Klarna Group plc（Klar）、Paymentus Holdings（PAY）、Sezzle Inc.（SEZR）和Wise Group plc（WSE）。PayPay Corporation（PAYP）在日本市场运营。在其他地方，加密货币和稳定币公司也在继续创新。Coinbase Global（COIN）和Circle Internet（CRCL）是在市场这个角落引起关注的知名公司之一。

数字支付和金融技术领域的最新发展表明，公司处于构建人工智能、区块链和支付能力的不同阶段。以下项目涵盖机构银行、金融科技平台和早期人工智能投资活动。

The screener below identifies publicly traded companies aligned with the online payments theme. Using Seeking Alpha data, the names are ranked by relevance to the digital payments theme, with the most theme-relevant companies appearing first.{"type":"screeners","props":{"type":"stocks","name":"Online Payments Theme","filter":{"ds_screener_filter":{"in":["digital_payments"]},"marketcap_display":{}},"sort":"ds_screener_filter"},"data":[{"slug":"dlo","marketcap_display":3539214800.0,"ds_screener_filter":"Online Payment Platforms","company_name":"DLocal Limited","has_virtual_analysis":true},{"slug":"wse","marketcap_display":13212633000.0,"ds_screener_filter":"Online Payment Platforms","company_name":"Wise Group plc","has_virtual_analysis":true},{"slug":"mtnoy","marketcap_display":23669953000.0,"ds_screener_filter":"Online Payment Platforms","company_name":"MTN Group Limited","has_virtual_analysis":false},{"slug":"payp","marketcap_display":12935053000.0,"ds_screener_filter":"Online Payment Platforms","company_name":"PayPay Corporation","has_virtual_analysis":false},{"slug":"vdmcy","marketcap_display":18080457000.0,"ds_screener_filter":"Online Payment Platforms","company_name":"Vodacom Group Limited","has_virtual_analysis":false},{"slug":"aarty","marketcap_display":16392980000.0,"ds_screener_filter":"Online Payment Platforms","company_name":"Airtel Africa Plc","has_virtual_analysis":false},{"slug":"klar","marketcap_display":6265340400.0,"ds_screener_filter":"Online Payment Platforms","company_name":"Klarna Group plc","has_virtual_analysis":false},{"slug":"pay","marketcap_display":2949760000.0,"ds_screener_filter":"Online Payment Platforms","company_name":"Paymentus Holdings, Inc.","has_virtual_analysis":true},{"slug":"sezl","marketcap_display":3456857600.0,"ds_screener_filter":"Online Payment Platforms","company_name":"Sezzle Inc.","has_virtual_analysis":true},{"slug":"pypl","marketcap_display":39015526000.0,"ds_screener_filter":"Online Payment Platforms","company_name":"PayPal Holdings, Inc.","has_virtual_analysis":true}],"show_in_screener_page":true}

The screener below broadens the view to include ETFs covering both the digital payments and stablecoin infrastructure themes, filtered for traditional fund structures and ranked by thematic relevance. This provides a fund-based lens on the same space for investors tracking the sector through diversified vehicles.

{"type":"screeners","props":{"type":"etfs","name":"Payments Intermediation Themes","filter":{"ds_screener_filter":{"in":["digital_payments","stablecoins"]},"fund_type":{"in":["traditional"]}},"sort":"ds_screener_filter"},"data":[{"slug":"bkch","fund_type":"traditional","ds_screener_filter":"Digital Stablecoin Infrastructure","company_name":"Global X Blockchain ETF","has_virtual_analysis":false},{"slug":"ipay","fund_type":"traditional","ds_screener_filter":"Online Payment Platforms","company_name":"Amplify Digital Payments ETF","has_virtual_analysis":false},{"slug":"finx","fund_type":"traditional","ds_screener_filter":"Online Payment Platforms","company_name":"Global X FinTech ETF","has_virtual_analysis":false},{"slug":"emqq","fund_type":"traditional","ds_screener_filter":"Online Payment Platforms","company_name":"EMQQ The Emerging Markets Internet ETF","has_virtual_analysis":false},{"slug":"ibuy","fund_type":"traditional","ds_screener_filter":"Online Payment Platforms","company_name":"Amplify Online Retail ETF","has_virtual_analysis":false}],"show_in_screener_page":true}

The names above include Global X Blockchain ETF (BKCH), Amplify Digital Payments ETF (IPAY), Global X FinTech ETF (FINX), The Emerging Markets Internet ETF (EMQQ), and Amplify Online Retail ETF (IBUY).