阿根廷BBVA银行报告第三季度业绩

2025-11-26 06:13

Banco BBVA Argentina press release (BBAR): Inflation-adjusted net income in 3Q25 was $38.1 billion, 39.7% lower than that recorded in the second quarter of 2025 (2Q25), and 70.9% lower than the result reported in the third quarter of 2024 (3Q24).
An inflation adjusted average return on equity (ROAE) of 4.7% versus 7.6% the prior quarter, and an inflation adjusted average return on assets (ROAA) of 0.7% versus 1.2% the prior quarter.
The 3Q25 total NIM was 16.7% versus 19.1% in 2Q25. NIM in local currency was 18.7% and NIM in USD was 7.1%, the former falling from 2Q25’s 21.7% and the latter improving significantly from 5.4% in the prior quarter.
As of 3Q25, the non-performing loan ratio (NPL) reached 3.28%, with a 99.98% coverage ratio.
The quarterly efficiency ratio in 3Q25 was 57.6%, increasing 110 bps compared to 2Q25’s 56.5%.
As of 3Q25, BBVA Argentina reached a regulatory capital ratio of 16.7% (Tier 1: 16.7%), entailing a 102.5% excess over minimum regulatory requirement.
Total liquid assets represented 44.3% of the Bank’s total deposits as of 3Q25.

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