农民国家银行公司s（纳斯达克股票代码：FNB）市值上周突破4.69亿美元，持股53%的散户投资者和机构都受益

Key Insights

• Farmers National Banc's significant retail investors ownership suggests that the key decisions are influenced by shareholders from the larger public
• 37% of the business is held by the top 25 shareholders
• Insiders have bought recently

To get a sense of who is truly in control of Farmers National Banc Corp. (NASDAQ:FMNB), it is important to understand the ownership structure of the business. We can see that retail investors own the lion's share in the company with 53% ownership. That is, the group stands to benefit the most if the stock rises (or lose the most if there is a downturn).

Following a 12% increase in the stock price last week, retail investors profited the most, but institutions who own 38% stock also stood to gain from the increase.

Let's delve deeper into each type of owner of Farmers National Banc, beginning with the chart below.

Check out our latest analysis for Farmers National Banc

What Does The Institutional Ownership Tell Us About Farmers National Banc?

Many institutions measure their performance against an index that approximates the local market. So they usually pay more attention to companies that are included in major indices.

As you can see, institutional investors have a fair amount of stake in Farmers National Banc. This suggests some credibility amongst professional investors. But we can't rely on that fact alone since institutions make bad investments sometimes, just like everyone does. It is not uncommon to see a big share price drop if two large institutional investors try to sell out of a stock at the same time. So it is worth checking the past earnings trajectory of Farmers National Banc, (below). Of course, keep in mind that there are other factors to consider, too.

Hedge funds don't have many shares in Farmers National Banc. Our data shows that BlackRock, Inc. is the largest shareholder with 6.7% of shares outstanding. The Vanguard Group, Inc. is the second largest shareholder owning 5.2% of common stock, and James Smail holds about 4.5% of the company stock.

Our studies suggest that the top 25 shareholders collectively control less than half of the company's shares, meaning that the company's shares are widely disseminated and there is no dominant shareholder.

While studying institutional ownership for a company can add value to your research, it is also a good practice to research analyst recommendations to get a deeper understand of a stock's expected performance. There are a reasonable number of analysts covering the stock, so it might be useful to find out their aggregate view on the future.

Insider Ownership Of Farmers National Banc

While the precise definition of an insider can be subjective, almost everyone considers board members to be insiders. The company management answer to the board and the latter should represent the interests of shareholders. Notably, sometimes top-level managers are on the board themselves.

I generally consider insider ownership to be a good thing. However, on some occasions it makes it more difficult for other shareholders to hold the board accountable for decisions.

We can see that insiders own shares in Farmers National Banc Corp.. It has a market capitalization of just US$469m, and insiders have US$43m worth of shares, in their own names. It is good to see some investment by insiders, but it might be worth checking if those insiders have been buying.

General Public Ownership

The general public -- including retail investors -- own 53% of Farmers National Banc. With this amount of ownership, retail investors can collectively play a role in decisions that affect shareholder returns, such as dividend policies and the appointment of directors. They can also exercise the power to vote on acquisitions or mergers that may not improve profitability.

Next Steps:

It's always worth thinking about the different groups who own shares in a company. But to understand Farmers National Banc better, we need to consider many other factors. Consider risks, for instance. Every company has them, and we've spotted 1 warning sign for Farmers National Banc you should know about.

If you are like me, you may want to think about whether this company will grow or shrink. Luckily, you can check this free report showing analyst forecasts for its future.

NB: Figures in this article are calculated using data from the last twelve months, which refer to the 12-month period ending on the last date of the month the financial statement is dated. This may not be consistent with full year annual report figures.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.